Whether you own your home or renting you need to protect your home and personal belongings against damages caused by Fire, lighting, theft, hurricannes. Purchasing a homeowners policy
will give you the protection you need against unexpected disasters.
The typical homeowners insurance policy covers the house, the garage and other structures on the property, as well as personal possessions inside the house such as furniture, appliances and clothing, against a wide variety of perils including windstorms, fire and theft. The extent of the perils covered depends on the type of policy. An all-risk policy offers the broadest coverage. This covers all perils except those specifically excluded in the policy.